Compare Shop Insurance at BusinessInsured.co.uk
TRY our shop insurance quotes for size, we’re sure you’ll find something that will suit. One thing’s for sure, you will be spoilt for choice as we compare shop and retail insurance from a wide range of UK providers.
We’ll give you competitive prices for all types of insurance, but just because the premiums are low, that doesn’t mean the standard of cover is.
Our expert team work tirelessly to deliver you best shop insurance quotes in the market and no-one has better knowledge of the retail insurance industry. All you have to do is fill in a simple online quote form and we’ll cover all the hard yards for you.
We don’t believe in nasty surprises either. That’s why, when we quote you the price for a policy, you’ll get the full price and a clear and easily understood description of the policy. We’ll even help you out with the some the boring insurance jargon that’s hard to get your head around.
Once you’ve decided which policy to plump for, you can get your documents and certificates instantly. If you own a shop or run any other retail business, then shop insurance is integral to the smooth running of that business.
Getting shop insurance is a bit like filling up a big at a pic ‘n’ mix. You chuck in lots of different components and come up with something which suits your own personal needs.
That’s why it’s so important that you look at all the different features that go into a shop insurance policy and decide which will best suit your line of business.
Compare Shop Insurance Policy Details
Depending on what you sell, where your sell it and to whom you sell it, you will need to tailor a policy accordingly. Unlike your own shop, you can’t just pluck a shop insurance plan off the shelf.
While you can pick and choose between a number of features, one thing you must have is employer’s liability cover if you have staff working for you. This will help you meet the costs of any claims made against you by employees who are injured or fall sick while at work.
Other features you can throw into your shopping basket include:
• Public liability insurance
• Product liability insurance
• Buildings or content insurance
• Legal expenses insurance
• Trade credit insurance
• Business interruption insurance
• Books debt insurance
No matter what sector of retail you are operating in, you’d be wise to include buildings and contents, public liability, product liability and business interruption cover in your shop insurance policy to cover all your bases.
What if you were all of sudden unable to operate your day-to-day business?
Takings would soon plummet and your turnover would take a battering. That’s where business interruption cover comes in. It will provide you with financial assistance during the period you are unable to trade.
This will not only allow you to keep paying your staff, it will ensure you will be there for your customers once you get back on your feet.
While it’s good to have the essential features included in your shop insurance policy, you don’t want to be shelling out for cover that is of no benefit to you. That’s why it’s always advisable to study the policy documents fully before committing to anything.
Don’t be afraid to give our friendly team a call to talk through all aspects of your shop insurance policy, including any exclusions which may apply. Some things which may not be covered include wear and tear, vacant premises or certain forms of damage.
Compare shop insurance today and you’re guaranteed to leave with a bargain.