Restaurant Insurance

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Finding the right restaurant insurance can be a lot like perfect a recipe. You’ll need to find the right ingredients and mix them together to find something that suits your tastes.

It may be time-consuming, but it’s worth it in the end.  Get it wrong, and it could leave a very bad taste in your mouth – a damaged restaurant, a break-in or an expensive legal case against you after a bout of food poisoning could serious damage your business if you are uninsured.

At BusinessInsured, we’ll help you source the right ingredients and blend them together to make sure you have a restaurant policy that sets you up for whatever the world can throw at you.  And in a restaurant, that can be a lot.

That’s where public liability can come in very handy. If a customers is ill due to food poisoning or injuries themselves in your restaurant, you could be forced to pay compensation and be landing with a huge legal bill.

The heat is on

If you can’t stand the heat, make sure you’re insured. A busy kitchen can carry numerous risks, not least of which is the possibility of a fire. Even the romantic little candles on the tables can be a hazard. Having contents cover will cover the cost of damage.

Fire moves quicker than your waiters at dinner time and can cause extensive damage to fixtures and fittings.

Lock, stock…

No food means no customers, so if your refrigerators breakdown due to a power cut or damage, your stock could take a hit. Restaurant insurance will help you replace ruined food or even expensive wines which have been stolen following  break-in.

In the money

Hopefully, your restaurant will be doing a roaring trade and bring a lot of money into the till. Okay, so more people might like to pay by card, but there will still be a fair amount of cash flowing about.

This brings with it a huge risk and one you can guard against with loss of money cover. An opportunist thief or light-fingered employee could put a dent in your profits.

If you have people working for you in your restaurant, you are legally obliged to have employer’s liability insurance. This will protect you if any of your staff are injured or fall ill while at work.

Having a restaurant insurance policy in place can give you the peace of mind to get on with creating mouthwatering dishes in a welcoming environment.

We like to think we make you feel at home here at BusinessInsured too. So get a quote for restaurant insurance today or speak to our expert team on 0800 1073404.

Find Cheap Restaurant Insurance today at

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