Office Insurance Quotes
These are uncertain economic times and setting up a business will take a strong resolve and a lot of hard work. But it doesn’t have to be such an uncertain world if you have the right type of business insurance to protect your company.
Whether you have been established for many years, or are just getting your business off the ground, you will need protecting from whatever the world can throw at you. And when it comes to office insurance, you can’t leave anything to chance. While it maybe okay to save on car insurance by going third party, you really can’t afford to skimp on cover for your business.
It’s your livelihood and after all the blood, sweat and tears you’ve put into getting it up and running, the last thing you want to happen is to be left with the wrong kind of insurance when something goes wrong.
Going for the cheap option when it comes to office insurance just isn’t worth the risk. To properly protect your business, it is essential to take out the most comprehensive cover that fits your budget.
You can get a quick overview of how much cover costs with an online search, but business cover is a lot more complex than insurance for your car or pet.
Do your research
It is always advisable to go for a company that has a good reputation for business insurance. When you think of what you’re entrusting your insurer with, it really doesn’t pay to go with someone you’ve never heard of.
When you are researching which company to go for, check out their website first. This will give you a good idea of the basic cover available.
You should then phone the insurer to get more details and explain your own personal needs. Ask to speak to one of their business experts and be sure to get as clear a picture as possible as to what is involved in the policy. What’s included and what’s not? Don’t be afraid to ask too many questions. After all, it’s your business and you want it fully protected.
At BusinessInsured.co.uk, we understand the risks involved in running an office, big or small. We’ll help you find a policy that is tailored to suit your own unique requirements.
Compare Office Insurance Policies
Here are some of the different types of cover you will come across when you’re comparing office insurance for your business:
It makes good business sense to have all your equipment such as computers, printers and photocopiers close together in your office. But it can also put a lot expensive gear at risk of burglary. Also, if damage to the building causes damage to your equipment, the costs could really stack up and your business could take a real body blow.
If you take out extra building cover, you will be protected against theft or damage caused by flood or fire.
Public liability cover
If you are running a shop, it can be great to see people flooding through the doors. Indeed, any business which deals with members of the public on a daily basis can be very rewarding.
However, if you deal with people all the time, you will need public liability cover. This will protect you if someone is injured on your business premises. It can also cover you outside the office, say if you go out to meet someone for business purposes and they are hurt or their property is damaged.
Employers’ liability cover
This is a legal requirement for any business with employees. With many people working in an office a lot can happen. Okay, so people are usually sitting at their desks most of the day, but you’d be amazed at the amount of accidents that can happen in even the most static of workplaces.
Employers’ liability cover will protect you if someone brings a claim against you or your business if any accidents occur. It could also prevent the need for lengthy and costly legal battles.
It doesn’t matter how big or small your workforce is, you will need to take out £5 million employers’ liability cover.
We know you have worked hard to get your business off the ground and that insurance may seem like another hassle. But don’t take the risk, let BusinessInsured.co.uk do the hard work for you, whether you’re a butcher, a baker or a financial software development company – we cover over 100 trades and businesses. Log on now or call our friendly UK-based team on 0800 1073404.