Landlord’s contents insurance – do you need it?
IF you are a landlord, you probably have enough on your plate, no matter how many properties you are trying juggle.
Getting cheap landlord’s contents insurance may not be high up in your list of priorities, but it is useful way of protecting your property, whether you let it out for residential or commercial purposes.
However, it doesn’t have to be a huge hassle. At BusinessInsured.co.uk, we’ll give you instant quotes for contents cover from a range of leading insurers, leaving you with the simple task of choosing which one best fits your needs.
We are experts when it comes to affordable landlord’s contents insurance. We not only give the best deals available, but can also have your cover in place in minutes. You can buy insurance through our website with either a credit or debit card or you can set up a monthly payment plan which allows you to spread the cost over the year.
When you compare landlord’s content insurance with us, you can be sure that you’re in good hands. We’ll only point you in the direction of companies who are authorised and regulated by the Financial Services Authority.
This way, you know that you will always have someone in your corner should you have to make a complaint and haven’t had much joy anywhere else.
At BusinessInsured.co.uk, you will only get comprehensive cover from reputable insurers at a highly competitive price. One less thing to worry about.
A row of terrace houses may all look the same, but behind every door, there’s a different home. It’s like that with insurance policies, no two are the same, no matter how much it may look from the outside.
Read the small print carefully
That’s why it’s always important to read the key facts and small print in any policy before committing to it.
Key facts will let you know what risks you are protected for and if there is anything you aren’t covered for or if there are any special conditions connected with the policy. Go through it with a fine tooth comb as you may find that some things you expect to come as standard don’t.
You can also have employer’s liability added on as an optional extra if anyone works for you at the property you are renting out.
You can also have property owner’s liability included in your policy as well. Because we deal with the best in the business when it comes to landlord’s contents insurance, we’ll always be able to unearth little nuggets like that for you.
Property owners liability is useful to have as your tenants could bring a claim against you if they are injured or fall ill while in your property.
If you have a large portfolio of properties, you could be in line for a discount as many insurers will give you a deal for multiple properties. They could cut a percentage off the premium or waive certain fees. Either way, you’ll save even more money.
While the law doesn’t dictate you should have landlord’s contents insurance, it’s wise to have adequate protection in place should something go wrong.
All the money you have made from renting out your property could be wiped out in one go if a fire or flood causes major damage to your possessions. If you are not covered, you could be face with a hefty bill for repairs.
So get a quote in seconds from BusinessInsured.co.uk or call out experts on 0800 1073404.
Find cheap Contents Insurance for Landlords at BusinessInsured.co.uk